HDFC ERGO General Insurance Company Ltd

Reference Value (Not a Market Quote)

₹369

Company Reference Data (Informational Only)

Company Name

Scrip Name

HDFC ERGO General Insurance Company Ltd

ISIN No.

INE225R01027

No. of Outstanding Shares

72,58,29,006

PAN No.

AABCL5045N

Face Value

₹10

EPS

₹6.89

PE ratio

53.56

P/S Ratio

35.97

Indicative Market Cap

₹26,783.09 Cr

Book value

₹71.13

P/BV

5.19

Approx. Annual Reference Range – High*

₹369 (01/06/26)

Approx. Annual Reference Range – Low*

₹369 (01/06/26)

*Source: Third-party OTC market data. Not sourced from any recognised stock exchange. Accuracy and timeliness not guaranteed.

DRHP Filed?

Available on

NSDLCDSL

ROFR Require

Sector

Health Insurance

Registration Date

27/12/2007

Official Website

—

Reference Value Context (Informational Only)

Reference value trend

More approved price history is needed to calculate movement for this range.

Disclaimer: Prices shown are indicative and subject to change without notice based on market availability. This information does not constitute financial advice.Last updated: 1 Jun 2026

Face Value

₹10

Reference Value

₹369

Eligibility

Resident & NRI

Company Overview

HDFC Ergo General Insurance Company Limited, established on December 27, 2007, is registered at the Registrar of Companies, Mumbai.

Key Achievements

Fourth largest multi-line general insurance company in the private sector, per FY2024-25 annual report.
FY2025 Gross Written Premium of INR 16,229.4 crore.
FY2025 Profit After Tax of INR 500.2 crore, up from INR 437.7 crore in FY2024.
ICRA iAAA claim-paying ability rating disclosed by the company.
200+ branches, 170+ cities and 9,700+ employees disclosed on official company profile.
Around 92% of retail policies issued digitally and 75% of customer services available 24x7 through digital platforms, per FY2024-25 annual report.
Outstanding NCDs rated CRISIL AAA/Stable and ICRA AAA/Stable in the FY2024-25 annual report.

Milestones

2007Incorporated as HDFC ERGO General Insurance Company Limited.

2020HDFC ERGO Health Insurance merged into HDFC ERGO General Insurance.

2023HDFC Bank became the holding and promoter company after the HDFC-HDFC Bank amalgamation.

2025Issued INR 325 crore unsecured subordinated listed redeemable NCDs.

2025Paid-up equity share capital stood at INR 725.83 crore.

2025Reported Gross Written Premium of INR 16,229.4 crore and PAT of INR 500.2 crore.

About the Company

HDFC ERGO General Insurance Company Limited was incorporated on December 27, 2007 and is registered with IRDAI as a general insurer. The company operates across retail and corporate general insurance, with products spanning motor, health, travel, home, personal accident, property, marine, liability, crop, cyber, pet and specialty insurance. HDFC Bank Limited is the Indian promoter and holding company, while ERGO International AG is the foreign promoter.

Share Details

Outstanding Shares	72,58,29,006
Face Value	₹10 Per Equity Share
ISIN	INE225R01027
Reference Value	₹369
PAN Number	AABCL5045N

Incorporation Details

GST Number	27AABCL5045N1Z8
Registration Date	27/12/2007
Category / Sub-Category	Company limited by shares / Non-government company
Registered Office Address	6th Floor, Leela Business Park, Andheri-Kurla Road, Andheri East, Mumbai, Maharashtra, 400059
Registrar & Transfer Agent	KFin Technologies Limited

Board of Directors

Theodoros Kokkalas

Director

Mehernosh Behram Kapadia

Director

Vinay Vinod Sanghi

Director

Renu Sud Karnad

Director

Samir Hirachand Shah

Whole-Time Director

Oliver Martin Willmes

Director

Principal Business Activities

Name & Description of Main Products/Services	NIC Code	% to Total Turnover
General insurance including motor, health, travel, property and commercial insurance products	65120	100%

Segment Revenue

Motor insurance

28.06%

Health insurance

31.78%

Travel insurance

0.02%

Home and personal lines

8.75%

Commercial insurance

13.29%

Rural and crop insurance

18.1%

Industry Outlook

Indian health insurance penetration remains structurally underpenetrated, with growth supported by medical inflation, retail policy adoption, digital distribution, and higher awareness. Loss ratios, renewal persistency, provider networks, and regulatory changes remain important.